A new type of slime has oozed its way into practice. You've seen their cheesy commercials on late-night television. You've seen their bill boards, and also received their e-mails soliciting troubled homeowners to renegotiate their mortgages.
I guess the scammers require up front payments of thousands of dollars only for the scammers to disappear with the troubled homeowner's money without delivering on their promises of debt restructuring.
Here is what I don't get. If the troubled homeowner has thousands of dollars to give to the scammers up front for fees, why in the hell didn't the homeowner just pay the mortgage on time?
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