Health Care and Rehab

If you're smart become an owner of Trembling Hills Recovery Center located in the bucolic Sonoma County Valley or become an alcoholic junkie -- or both.  Why?  Because ObamaCare (a.k.a. ACA) has removed limits on the number of times and dollar caps on chemical dependency rehabilitation for you and your eligible dependents. 

I bet you did not know that.

I bet your employer does not know that, either.  They sign on the bottom line when renewing their health insurance contracts and they are not really paying attention to the limits and coverage that's in the fine print.  All your employer really knows is that the premiums have increased -- again.

The devil is *really* in the details.

Here's the plan.  Go out on a workers' compensation or medical disability.  Both are super easy to fake as fraud is sickeningly rampant.  There is a slew of doctors cashing in on the madness who are only too happy to diagnose you and sign the needed forms.   Go out on some obscure disease or condition that does not always have actual visible signs like depression or fibromyalgia.

While out on leave, become addicted to the pain killers the quack doctors are passing out like M&M's for your "condition".  Wash it down with bottles of booze.  After having the party of your life, tell your employer you need in-patient rehab for 30 days.

Here's the best part.  Your employer can't legally terminate your employment.  It's against California law to discriminate against employees returning to work from workers' compensation or disability.  Also, obscure medical conditions are protected under the ADA (Americans with Disabilities Act).

Return to work for just enough time to regain eligibility for company health benefits.  Repeat injury/rehab cycle.   If you play your cards right you can work your way to the coveted status of  SDI 'permanent disability' and collect social security disability benefits for life. 

Oh.... I almost forgot to add this other very important component.  The caps and limits have been removed for mental health as well.  You can go to Dr. Shrink for all eternity.  This can also play into your lifetime disability scheme by threatening to kill your co-workers as you're about to obey the voices in your head.