Transitional Reinsurance Fee: Punish those who Pay

As I'm getting more and more into this "obama care" the more I'm figuring it's a punishment for employers who have been trying to do the right thing all along. 

I can't make this stuff up.

Employers who have actually reported employees on their payroll paying taxes, workers' compensation insurance, etc., instead of slipping cash under the table are now getting hit with another whammy.  Employers are now being asked to cough up $63 for each belly button on their health insurance plan.  This is called "transitional insurance reinsurance fee."  This is really a grab by the insurance companies/government to fund the masses of sick/uninsured people about to jump into the exchanges.  Insurance companies don't plan on losing any money on Obama Care.  Trust me. 

Why don't they assess the "transitional reinsurance fee" for the companies who don't provide their employees health insurance coverage?  I suppose that would be too difficult as they are not reporting employees in the first place.  The insurance companies don't have an instant victim for their stick-em-up.  It's so much easier to grab money from those who are easily traceable  and already paying into the system. 

Health Care Overhaul

...it's about time. Initially this will be the biggest cluster fuck the United States has ever seen. Insurance companies and pharmaceuticals are at this moment wringing their hands in worry as they try to secure obscene amounts of money for themselves. Greedy bastards.

If you land in the hospital, WATCH YOUR BILL and QUESTION each and every charge. Believe me, you will be billed for drugs you never ingested, doctors you never saw, and procedures you did not know you had. It's all part of their sick-o 'pad the bill' game.

I still have yet to get a clear answer to a simple question: Exactly HOW do pharmaceutical companies determine their formulas for pricing? For those of you who actually purchase prescription drug plans for employees will understand exactly what I'm talking about.

No Public Option

To further my theory that all politicians are on the payroll, I read that the public option for health care was dropped today.

Well, I suppose we the people are ultimately responsible for those who occupy important political positions that design and implement public policy.

Honestly, what can we truly expect from a culture that worships bright, shiny objects?

Health Care Reform

I love bitching about this topic. If you ever want to see me turn eights shades of red and blow like a volcano, just mention this in my presence.

A "for profit" system is doomed to fail. Don't you all think there is something fundamentally wrong with making obscene profits over somebody's illness? I do realize that money is needed for research and development. I do realize that people involved in medicine need to make a living. I just have a problem with people raking in a living. It's just gross.

It reminds me of when my mother-in-law was diagnosed with terminal cancer. The doctor *knew* she was terminal and tried to talk the family into more treatments for her. The poor woman had already been through the wringer, and in her mid 80's, she was just too tired to go on. We wanted hospice to come in. The doctor tried her best to talk us out of it. Now we know why. Once the patient is released to hospice, it cuts off the money train to the doctor.

On an unrelated note -- is there one person out there who provides prescription drugs for a company health plan tell me straight up how pharmaceutical companies determine pricing for drugs? All the formulas I've seen are convoluted as hell, go whichever way the wind blows, and Einstein himself would not be able to figure them out. What makes me even more suspicious is that the pharmaceutical companies won't tell you. Talk about getting the run-around from department to department and fingers pointing in every direction. On second thought, there is some consistent finger pointing going on. It's always the middle one straight up in the air. Makes me wonder what they don't want us to figure out.

Town Hall Meeting: Health Care Reform

There was a town hall meeting tonight regarding health care reform. I had every intention of going, but things like working got in the way. Somebody has to work to pay for these half baked, hare-brained ideas through tax dollars. However, really do need reform.

Seriously, I wanted to go as I've heard reports about right-winged nut jobs pulling Jerry Springer tactics to stir controversy. Do they even know what they're mouthing off about? I want to hear intelligent debate -- not some knee jerk reaction from some half-jacked, front row loud mouths trying to get their fifteen minutes of fame.

I am hoping that the politicians will heed the silent majority. No, we will not be the ones jumping up and down in the front row screaming obscenities. We are seriously trying to sift through the issue without drawing attention to ourselves. We have too much class to stoop to such trailer-trash levels. Please know our numbers are 1,000 fold than those low-class loud mouths.

We are out there. We are silent. We are watching everything. We vote.

Health Care Reform

.....don't hold your breath. The maggots at the top are reaping obnoxious amounts of money and our politicians, including Savior Obama, are on their payroll. That's the sad truth. Don't wait for the government to save you. They won't. The only thing you can do is to protect yourself.

The number one cause of bankruptcy in this country relates to astronomical medical bills. I guarantee that either you or one of your loved ones will experience this. If you're lucky enough to currently have medical insurance, don't expect it to last too much longer. It's simply too expensive for employers to maintain. The employers will shift costs to you, but it's still too expensive to maintain.

When medical bankruptcy hits you, as it most certainly will, don't have any assets. They can't get blood from a turnip. Don't bother to accumulate any wealth. They will just suck it from you for medical expenses when you eventually get sick.

My sister-in-law does not have medical insurance. She has very modest assets and works at a very modest wage. Of course, her employer cut out health insurance this past year. A friend-of-a-friend told her about a "free" program for health care. My sister-in-law does not qualify because she makes $50 more per week than the limit, and she owns her own home. That's her reward for trying to be a good citizen.

On the other hand, this friend-of-a-friend is an illegal immigrant. They qualify for the free medical care because they have no reportable wages and no assets because they are paid cash under the table.


Who's the idiot?