Bank of America SUCKS!!!!!

Like I don't have anything else to do this week.... end of the month, end of the quarter, insurance renewals, meetings and then more meetings....  I've been going non-stop.

Because I work such weird hours I often use the depositories located on the outside of the banks because it's often after-hours before I can get my bank runs in.  I use the depositories because it's for work and I never get cash back.  We don't deal in cash, just checks...  that makes tracking simple, or so I thought.

I use several banks for the different entities I manage and I've noticed that Bank of America is fucking up more than usual.  It's getting so bad that I'm going to close the accounts I have there despite that changing banks is a massive pain-in-the ass.  I think Bank of America is so huge and so massive that the left hand does not know what the right hand is doing. 

Here's my banking nightmare du jour....

When balancing the B of A checking account I noticed that a deposit I made about 6 weeks ago was not reflected on the statement.... hmmmmmmm...  I went online to see if it was reflected there.  It was not.   Hmmmmmmmm... Bank of America has no record of it whatsoever.  Thank goddesses I insist on having all checks and accompanying paperwork scanned.  I went back to the deposit I show in my computer system and sheepishly contacted all the companies I received checks from that made up that one deposit asking if it cleared on their end.  I thought for a moment prior to sending out the inquiry that perhaps I had done something stupid with the deposit like putting it in the US mail or having it slip under my car seat, or dropped somewhere en route.

Today I heard back from two of the companies stating that the checks in question had in fact cleared on their end...it was not a dumb move on my part.   Now.... just WHERE exactly did Bank of America deposit the money to? This is going to require energy and time on my part to get this bank error fixed.

Like I don't have anything else to do....  I don't want to babysit Bank of America.

Bank of America

I have another banking horror story for you all. This one involves Bank of America. If you have any money there at all, I advise changing banks immediately.

Back in January, I was "nominated" to serve as a a main trustee for an entity based in the East Bay. The trustee before me was extremely organized, and had been running the operation for the past 20 years or so. The records and all paperwork were meticulous when I received them.

This entity banks at Bank of America, and I hold the copies of the bank's own signature cards stating the signers on the account and the instruction as to how the money may be disbursed. So..... I needed to transfer money from one account to the other. I got the singers on the account to "bless" it. I walk into a Sonoma County branch to execute the transaction.

The nightmare begins....

Bank of America shows signers on the account from 10 years ago. Their computer system does not recognize the current signers/personnel. Even when the bank's recognized signer(s) tried to execute the transaction, they were given the run-around, lame excuses, and yet another 800 number to call and be put on eternal hold.

Here's the truth: Bank of America lost the signature card, and they won't admit it. They have been giving us the run-around for weeks now. We have been demanding they pull the signature card out of the file -- we ALWAYS get a lame excuse. They're too busy posting signs stating "se habla Espanol." I guess they need a fresh batch of suckers.

....and yet these morons will receive just *how* much money in government bailouts?????